CPA Dr. Mbugua Wa Ngugi is a born-again Christian, an experienced Financial Management Advisor, a Certified Public Accountant, a Speaker, a Mentor and an Author. He is an Alumna of the University of Nairobi, School of Business where he studied for his Bachelor of Commerce (Accounting) and Master of Business Administration (Finance) degrees. He is also an alumna of United States International University (USIU), Chandaria School of Business where he graduated with a Doctor of Business Administration (DBA) in Finance. He is a member of the Institute of Certified Public Accountants of Kenya (ICPAK) and the Information Systems Auditors and Control Association (ISACA). CPA Dr. Ngugi started his career at PricewaterhouseCoopers as an auditor. He has close to three decades of service in the private and public sectors. He served as a Trustee and Chair of the board of his employer’s staff pension fund and a Council Member/Treasurer of the Association of Retirement Benefit Schemes (ARBS) for over ten years. His DBA dissertation was titled “The Influence of Internal Scheme Features on the investment strategies of occupational retirement benefits schemes in Kenya”. He is passionate about improving the financial literacy and retirement lifestyle planning of individuals and families. CPA Dr. Ngugi is the author of “Planning for Lifestyle in Retirement” and “The NSE Prophecy”. CPA Dr Ngugi lives in Kiambu County, with his wife Madam Lois Mbugua the author of “The Last Tear Drop’ and six children. The family fellowships at Mamlaka Hill Chapel Ruaka. The family vision is to influence families for God and for good.